Overview on Credit Repair
Having bad credit is an issue shared by 56% of all Americans, so you’re not alone if you need some assistance repairing your score. Bad credit can be a serious problem and will cost you extra money in the long run. Thankfully, there are ways you can fix your credit either by yourself or through a company.
What is Do-It-Yourself Credit Repair?
If you’re looking to repair your credit yourself, it’s possible — although it requires some knowledge and time. First of all, you need to obtain your credit report. A study by the Federal Trade Commission found that one in four consumers noticed an error on their credit report that was affecting their credit; one in five consumers had an error corrected after it was disputed.