Home Insurance Agency
The 9 Best Home Insurance Companies
How We Chose the Best Homeowner’s Insurance When buying homeowner’s insurance, there are a few factors you’ll want to consider:
Financial Strength Ratings
If an insurance company has a good financial strength rating (FSR), it means they have the money to pay you when you make a claim. Most insurance companies have enough money to cover minor damage, but if your house were to burn down, you would require a lot of money, and fast. Companies with high FSRs are able to provide you with the money you need quickly. Because the whole point of insurance is to protect you if something awful happens, it’s a good idea to use a company with a high FSR.