10 Tips You Need to Repair Your Credit
If your credit is on the lower side, it might be time to make some financial changes. About 56% of Americans have bad credit; bad credit can cause you to be rejected for loans or cost extra money in interest. Thankfully, it’s possible to fix your credit on your own. Here are 10 tips for fixing your credit.
- Get Your Credit History
A report by the Federal Trade Commission stated that one in four people have errors on their credit report. Every year, you need to obtain a copy of your credit history and comb through it to ensure that it’s 100% correct. If there’s a mistake, dispute it through each of the major credit reporting bureaus—Equifax, TransUnion, and Experian.
- Know Your Credit Score
Knowing your credit score is one of the first steps in improving your credit history.