Kristy Johnson

  • What to Know About Rewards Credit Cards

    Some issuing card companies offer cardholders incentives for using their credit cards. These credit cards are called rewards credit cards. There isn’t just one type of rewards credit card, but three types: miles, points and cash. Miles Rewards Miles reward credit cards, or travel cards, allows the cardholder to...
  • The Risks of Credit Card Processing for your Business

    Millions of retailers and service providers accept credit card payments on a regular basis, and with this exchange of sensitive information comes risk for both the merchant and the consumer. These risks can include fraudulent transactions, and unverified chargebacks. Sensitive business information could be stolen When a business opens...
  • The Difference Between Business Bank Accounts and Merchant Accounts

    Are you a new small business owner? You probably have a lot to take care of, and you aren’t looking forward to sorting out your financial issues. However, you’re going to need to take care of two things as soon as possible: your merchant account and your business bank...
  • What You Need to Know About Credit Score

    Television programming is often saturated with advertisements for credit reporting providers. When combined with the increased incidence of identity theft, consumers are more aware of their credit scores than ever before. That said, many people do not fully understand how these scores are derived, or more importantly, how they...
  • Mobile Credit Card Processing: 6 Reasons To Use It

    As a small business owner, you always have to keep up with your customers and the technology in their lives. You may have heard of mobile credit card processing services. These are apps that you can download to your smartphone or tablet, and with the use of a small...
  • How to Lower Credit Card Processing Fees

    In order to start and grow a business to its full potential, accepting credit card payments is a must, but it can become complicated when determining which credit card processing service to use. Resources like time and money are often in limited supply. This is especially likely for start-ups,...
  • Comparing Credit Card Offers

    Credit card offers can be overwhelming for a consumer. When multiple credit card companies are giving a person an offer, it is very important to compare all of the offers. Just because a person is given a specific credit card offer does not mean the person should open that...